**Intact Gift Giving Condition book**
This new textbook contains several outstanding features: A focus on all levels of government―federal, state, and local An approach that assumes no previous knowledge of economics, statistics, or mathematics Applied exercises in each chapter using current, real‑world scenarios A conversational, engaging, jargon‑free writing style. Public Budgeting and Financial Management provides an accessible, applied introduction and overview of public budgeting for students who may not have previous experience with economics or statistics. Authors Nancy Hudspeth and Andrew Crosby examine important case studies, including the lingering financial effects of COVID‑19 on communities across the United States and the ways in which Detroit’s bankruptcy more than a decade ago continues to impact local, regional, and state finances. This book is accompanied by online instructor and student resources, including sample municipal budgets for students and quizzes with an answer key for instructors.